Conduct in-depth analysis to develop a plan that works toward your goals...
Discuss short- and long-term goals
Analyze past, present, and future considerations, including retirement, estate plans, investment portfolios, and insurance
Model your situation on the data gathered and develop a plan that accounts for estate distribution, cash flow, tax efficiencies, and more
Identify gaps in your plan and adjust accordingly...
Align objectives and risk tolerance, then craft plans with your situation at the forefront
Plan for the "what-ifs" in life and make sure we adapt to your evolving needs
Find creative solutions for you and your family
Make recommendations that are suitable for you, educate you on your options, and implement your plan..
Build a plan based on your personalized recommendations
Ensure that your plan addresses all your financial needs and covers gaps we have found through our analysis
Schedule ongoing reviews and make adjustments as circumstances change
A Truly Consultative Approach
At Gulish & Associates, we specialize in comprehensive financial planning, investing, minimizing your tax exposure, corporate retirement planning, and insurance protection.
Whether you’re decades from retirement or right on the cusp, we'll help you create a personalized roadmap that seeks to achieve your goals and desired retirement lifestyle.
Important considerations for building your financial plan:
Looking at assets, income, and expenses to determine how you will meet your goals
Exploring taxable, tax-deferred, and tax-free accounts
Analyzing your estate and the best method for passing assets on to your next generation
Addressing goals such as meeting education expenses for children or grandchildren, buying a new house, traveling, and more.
Estate planning seeks to give you more control over your assets during life, and the distribution of your property at death. Proper planning can provide care when you are disabled, and allow for the transfer of wealth to whom you want, when you want, and at the lowest possible cost.
Our estate planning strategies include:
Reviewing wills, trusts, and powers of attorney
Monitoring and adjusting beneficiary designations
Reducing exposure to estate taxes and probate costs
Collaborating with accountants and attorneys to monitor your estate plan
Gulish & Associates, Inc. does not provide legal or tax advice. You should consult a legal or tax professional regarding your individual situation.
Investments are only as good as their ability to keep up with your life and market changes. Not only will we direct you to investments that are appropriate for your situation, but we regularly meet to monitor your investments and make changes as necessary. This may include re-balancing your accounts, tax-loss harvesting, and performance reviews.
Corporate Retirement Planning
The Gulish & Associates team brings more than 40 years of combined corporate retirement plan knowledge to the table.
Services we provide:
Assisting in setting up and managing corporate retirement plans (401(k), 403(b), SIMPLE IRA, etc.)
Performing periodic benchmarking of fees, services, and investments
Recommending and monitoring investment options to make sure there is an appropriate mix that covers all asset classes
Hosting educational meetings for plan participants and providing education for plan fiduciaries
Delivering ongoing fiduciary support for plan operation
For business owners who have never set up a retirement plan, we help you understand your options and give you guidance to find the best fit. If you already have a retirement plan, we provide analysis to determine if you’ve outgrown your existing plan and should look at other options.
A key component of your overall plan is making sure you have appropriate insurance in place to protect your wealth from unexpected events. We will discuss the importance of life insurance, the pros and cons of long-term care insurance, and the potential benefits of disability insurance.
Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network®.
Reaching Your Financial Goals Doesn’t Have To Be Complicated
When you understand your current situation, your options, and what will work best for you and why, you'll gain greater confidence in your financial future.
The Financial Advisor(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. Please check Broker Check for a list of current registrations.
Securities and advisory services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network®.
Information presented on this site is for informational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any product or security.